We can help your business, please contact us
How much do you need?
Our term loans range from $5,000 – $500,000 over 3 – 36 month terms.
Our lines of credit go up to $100,000. Payments are made over six months. The lines are revolving so as you pay down your balance, your available funds increase.
One of our Advisers helps with filling out a brief one page application along with gathering necessary documentation based on the type of loan.
Then we look at the type of loan you qualify for based on your entire loan scenario. Meaning, we will look at the credit, cash flow, equipment and/or real estate to determine the qualification amount.
Finally, after the underwriting process and loan approval, the funds are wired to your account.
The information needed is based on the type of loan your company is applying for. Typically, your credit, financials and Assets are used to determine qualification amounts.
For example, we do a “soft pull” of your credit which doesn’t usually affect your credit. Then, we collect 3-4 months bank statements or use the equipment or real estate as collateral.