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Privacy Policy

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Asset Lendr

Our website address is: https://assetlendr.com.

Privacy Policy
Asset Lendr Corp. and its affiliates including Asset Lendr (collectively and individually, “Asset Lendr”) have always maintained the highest attention to safeguard the privacy of information they obtain in the course of their respective business activities. Asset Lendr believes it is important for you to know how we treat your personal information. This Privacy Policy will explain why we collect personal information (information about an identifiable individual) about our clients and their employees, our franchisees and their principals, our employees, our referral sources, and other individuals who interact with us, and how we handle that information on our websites and offline.

Types of information we collect
With your consent, we may gather personal information from you in person, at our office, over the telephone, through our websites, by corresponding with you via mail or email, or from third party suppliers.

When you make an inquiry on one of our websites or complete an employment, franchise or financing application we may collect from you certain information including, but not limited to, and as applicable to the particular circumstance, your name, current and previous addresses, date of birth, Social Insurance Number or Social Security Number, gender, salary, marital status, and specific details about your assets (their cost and date of acquisition, current value), and your liabilities (to whom, the amount owed, the nature of any collateral pledged, etc). We may also collect additional information, such as correspondence with us, questions/comments about Asset Lendr, academic and professional qualifications, particulars of current and previous employment and other matters related to your suitability whether as a client, a franchisee, an employee, etc.. For persons who act as a proprietor, partner or shareholder of a duly formed legal entity, we may collect further information, such as your firm name, and names and respective interests of members, partners or shareholders.

Asset Lendr may also access, use, store and share your personal information comprising Google user data. In particular, Asset Lendr may view and authenticate your Google user data for login verification and for syncing calendar and contacts information. Asset Lendr saves your Google data into Google Cloud and Amazon Web Services. Google data saved on Asset Lendr servers includes email, tokens for accesses, basic profile information, calendar events and contacts but generally does not include drive folders or files, hangouts calls and Google data from other Google services. Asset Lendr does not interfere with Google’s privacy policy.

How we use your personal information
Personal information provided by you in connection with your actual or prospective business or employment relationship with Asset Lendr, may be used by, collected by and/or disclosed by Asset Lendr (including its agents and contractors, lenders and investors) for the following purposes:

to evaluate your application and eligibility for the particular relationship;
to enable Asset Lendr to enter into contractual relationships with you;
for contract and relationship management and administration;
to detect and prevent fraud and other unauthorized or illegal activities;
to provide information and services that you request;
to respond to your comments and inquiries;
for marketing and promotion of products and services to you;
to meet legal and regulatory requirements that Asset Lendr believes in good faith are applicable;
to analyze data individually or in aggregate to assist Asset Lendr in its businesses;
in connection with and to facilitate financing for Asset Lendr and any purchase and sale or reorganization transaction involving Asset Lendr;
as may be otherwise authorized by you.
If your personal information is to be used or disclosed for any new purposes, we will, to the extent required by law, identify these new purposes prior to such use or disclosure and, if required, obtain your consent.

Asset Lendr will not sell any of your personal information that you provide to Asset Lendr.

Sharing of personal information
From time to time Asset Lendr may share your personal information with affiliates within our corporate group and with our third party vendors, suppliers, data processors, and providers responsible for administering marketing and promotional activities or providing the products and services you requested, on our behalf. We contractually require the organizations with whom we may share your personal information for these purposes to have policies regarding personal information consistent with our Privacy Policy or to abide by our policies as relevant to the personal information shared with them.

Asset Lendr does not control how you or any of your other third party service providers choose to share or disclose your personal information. Asset Lendr may, acting on your behalf, share your personal information with your provider of an integration you are adding but Asset Lendr is not responsible for how your provider of an integration may collect, use or share your personal information.

Websites and the Internet
In general, you can visit Asset Lendr’s websites at www.assetlendr.com and (the “Websites”) without revealing any personal information about yourself. But we do collect information such as IP addresses, cookies, Internet tags and navigational data. This information is used to better understand and improve usage of the Websites and provide better user service.

The Websites may contain links to other sites. Asset Lendr provides these links as a convenience to users and is not responsible for the privacy practices of such other sites. Users are encouraged to be aware when they leave the Websites and to read the privacy statement of every website that collects personally identifiable information.

Your consent
If you choose to provide personal information to Asset Lendr, we assume that you consent to the collection, use and disclosure of your personal information as outlined in this Privacy Policy or otherwise at the time of collection, use or disclosure. If you do not consent, please do not provide your personal information or, where applicable, exercise the opt-out options offered. If Asset Lendr requests additional personal information or intends to use or disclose your personal information differently than described in this Privacy Policy, we will advise you at or before the time of collection, use or disclosure (as the case may be) as to how we will handle that personal information. Asset Lendr will not collect, use or disclose personal information other than as described herein, or at the time of collection, use or disclosure (as the case may be), or as otherwise required or permitted by law.

There are limited instances where Asset Lendr may collect, use or disclose your personal information without your consent as required or permitted by law, for example:

To collect a debt owed to us,
To meet government tax reporting requirements, and
To comply with an order made by a court.
Consent may be express or implied, depending upon the circumstances.

If you do not wish your personal information to be used or disclosed in some manner provided for in our Privacy Policy, you may opt out of its use or disclosure by calling 1-888-311-6411 and asking for the Privacy Officer or by email to privacy@assetlendr.com at any time to withdraw your consent to such use or disclosure.

Please note that, in some cases, your choice to refuse or to withdraw consent to certain collection, use or disclosure of personal information may impact on our ability to provide you with certain products or services or otherwise be engaged with you. Your choice to refuse or to withdraw consent may also be subject to legal and/or contractual restrictions and reasonable notice.

Retention of personal information
Asset Lendr will destroy, erase or render anonymous personal information no longer required for the stated purposes or for a legal or legitimate business requirement.

Security safeguards
Asset Lendr takes precautions to protect your personal information against unauthorized access, disclosure, inappropriate alteration, and misuse. All safety and security measures are appropriate to the sensitivity level of your information. Access to your personal information is restricted to those persons whose job responsibilities require them to have access. In addition, Asset Lendr uses technological safeguards, such as encrypted passwords. Given that electronically transmitted data is not 100% secure, Asset Lendr makes no warranties as to the security of any such information that you submit, which you do at your own risk.

Access and correction of personal information
If you wish to request access to, or correction of, your personal information in Asset Lendr’s records, please make your request in writing to the Privacy Officer at Asset Lendr. Some information may not be accessed in certain circumstances, for example if it contains personal information of other persons or for other legal reasons.

Should you identify any incorrect or out-of-date information, please notify Asset Lendr so we can make the required changes as appropriate.

Changes to this Privacy Policy
Asset Lendr reserves the right to change this Privacy Policy from time to time. If Asset Lendr makes a material change, this Privacy Policy will be updated accordingly. We recommend you review this Privacy Policy periodically so you are aware of any changes. Your continued use of our websites following the posting of any changes to this Privacy Policy shall constitute your acceptance of these changes.

Enquiries, Questions or Complaints
If you have any enquiries, requests or complaints regarding Asset Lendr’s privacy practices, please contact our Privacy Officer by phone at 1-888-311-6411, or by email: privacy@assetlendr.com.

This privacy statement was last modified on April 15,2020.

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

Who we share your data with

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Your contact information

Additional information

How we protect your data

What data breach procedures we have in place

What third parties we receive data from

What automated decision making and/or profiling we do with user data

Industry regulatory disclosure requirements